Composite Fillings & Your Dental Insurance

Many insurance companies see the use of composite fillings and restoration of your molar teeth as a cosmetic choice. In many cases, the insurance company will pay a benefit based on its "usual and customary fee" for amalgram (silver) restorations and fillings. This leaves you to pay the remaining balance which isn't covered.
For example, one surface composite restoration in our office is $123. The insurance company will base its benefit on a "usual and customary fee" of $85. The remaining $38 difference is passed on to you to pay, along with your co-payment portion.
If this creates a financial burden for you, discuss your options with Dr. Kastner before treatment begins.